Credit Risk Analyst II - Jobs in Vancouver, BC

Job Description

Opening up a world of opportunity.Were a financial services organization serving more than 40 million customers across the globe through our Wealth & Personal Banking, Commercial Banking and Global Banking & Markets businesses.We’re here to use our unique expertise, capabilities, breadth and perspectives to open up a world of new opportunities for our customers, our people and our communities.Commercial BankingOur global reach and expertise help domestic and international businesses around the world unlock their potential. Our customers range from small and medium-sized firms focused primarily on their domestic markets, through to large companies operating globally. Our services include working capital, term loans, payment services and international trade facilitation.About the role:Manage wholesale credit approval adjudication and wholesale credit policy implementation, exercising delegated credit authority for specified levels of credit exposure. This position has wholesale credit approval responsibility for one or more of the segments and/or products within Global Banking & Markets and Global Commercial Banking. Ensure appropriate credit lending guidelines are in place and adhered to in order to manage inherent risks in reviewed transactions and ensuring lending complies with established Group and Company policies.Responsibilities:

• This position has wholesale credit approval responsibility for one or more of the segments and/or products within Global Banking & Markets and Global Commercial Banking. This could include Business Banking, Commercial Real Estate, Corporate Banking, Global Banking, Global Capital Financing, Global Trade and Receivables Financing, Global Payments & Cash Management, Leasing, Project & Export Finance, Asset Based Financing, etc.
• Review, recommend and approve credit exposures to borrowers within assigned authority, including Overdrafts, Revolving Credit Facilities, Term Loans, Trade Finance limits, Leasing, Treasury / Global Markets facilities, Settlement exposures, etc. , ensuring adherence to requirements for all applicable credit policies.
• Decisions beyond assigned authority are referred to higher management for approval.
• Develop, implement, manage and enhance the credit process within assigned areas, ensuring asset quality, superior customer service and compliance with credit policy.
• Provide necessary credit knowledge and expertise to support expected credit quality for the Company and Group. Coordinate credit data flow from business units and Group for analysis and approval; recommend credit extensions and structure of credit facilities to current and prospective international and domestic customers.
• Deliver fair outcomes for our customers and ensure own conduct maintains the orderly and transparent operation of financial markets.
• Participate in special projects to assess credit risks in commercial products and processes.
• Be part of an effective team through communication, performance management, development plans and reward/recognition practices.
• Promote an environment that supports diversity and reflects the HSBC Brand.
• Work closely with other Risk teams including Sustainability Risk, Credit Policy, Special Credit, Risk Analytics, Traded Credit & Markets Risk, Reputational Risk, as well as other support functions including Compliance, Legal, Operations to manage legal, regulatory, market, reputational, operational and credit and product risk.
• Ensure all employees are aware of and effectively identify and manage applicable money laundering (ML), terrorist financing (TF), sanctions and reputational risks.
• Complete other responsibilities as assigned

Requirements

• Minimum of ten years proven, progressive and broad-based credit, lending and/or workout experience or equivalent.
• Bachelors degree in business, finance, related field or equivalent experience.
• Strong financial, technical, interpersonal, diplomatic, negotiation and analytical skills.
• Thorough knowledge of the Companys credit policies and legal documentation as it applies to the Bank’s Global Businesses and credit products.
• Familiarity with all aspects of product development, marketing strategies, operations, legal, sustainability, reputational and regulatory matters as well as existing industry practices.

HSBC ProudHSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment.We encourage all Black people, Indigenous People of Canada and people with disabilities to self-identify in their applications. Please contact our Canada Careers mailbox (careers@hsbc.ca) with any additional inquiries or for support and reasonable accommodations during the selection process.If this is not the ideal role for you, we invite you to sign up here to our Talent Community so we can update you about job opportunities and career events in your area of interest. We are always looking for people with purpose and ambition who can help build the bank for the future.Quick Apply

• Terms & Conditions
• New Privacy
• Privacy Center
• Accessibility

For Job Seekers

• Browse Jobs
• Advanced Job Search
• Emplois Quebec

For Employers

• Post a Job
• SimplyHired OnDemand

Stay Connected