Underwriter - Jobs in Saint John, NB

Job Description

TD DescriptionTell us your story. Dont go unnoticed. Explain why youre a winning candidate. Think "TD" if you crave meaningful work and embrace change like we do. We are a trusted North American leader that cares about people and inspires them to grow and move forward.Stay current and competitive. Carve out a career for yourself. Grow with us.Job DescriptionCUSTOMER

• Review applications / submissions for aspects including client reports and results to understand and identify related risks
• Make underwriting decisions based on filed guidelines and within TDs risk appetite
• Actively monitor results for trending patterns and / or issues
• Make decisions that are consistent and fair, considering client needs while following our underwriting philosophy
• Prepare errors and omissions, ex-gratia payments, void coverage request and sends for approval when required by authority
• Meet all service level agreements for both underwriting and renewals activities
• May attend court regularly as a TDI representative for litigation matters
• Record and provide feedback on all declines and decline rule exceptions
• Meet and exceed quality review targets
• Provide technical underwriting support to various departments (CSC, Claims, SIU, Risk, Governance & Control, Quality, L&D)
• Make customer contact in accordance with procedural mandates and underwriting needs
• Appropriately handle customer escalations complaint process and resolution
• Proactively identifies opportunities to create benefits for the customer by reviewing and implementing improvements to efficiency and operations
• At more senior levels, may be required to work closely with product team, supporting various initiatives including product roll out and onboarding, including evaluating and making decisions/ recommendations

SHAREHOLDER

• Prioritize own workload to meet SLA requirements for service and productivity
• Consistently exercise discretion in managing correspondence, information and all matters of confidentiality; escalate issues where appropriate
• Be knowledgeable of practices and procedures within own area of responsibility and keep abreast of emerging trends for own functional area
• Protect the interests of the organization – identify and manage risks, and escalate non-standard, high risk activities as necessary
• Conduct internal and external research projects; support the development / delivery of presentations / communications to management or broader audience
• Conduct reporting and / or meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness of programs/ policies/ practices
• Monitor service, productivity and assess efficiency levels within own function and implement continuous process / performance improvements where opportunities exists
• Acquire and apply expertise in the discipline, provide guidance, assistance and direction to others
• Identify, recommend and effectively execute standard practices applicable to the discipline
• Adhere to internal policies/procedures and applicable regulatory guidelines
• Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts
• Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite
• Explores, plans and proposes efficiency gains to maximize the effectiveness of the Underwriting teams
• At more senior levels, may be required to lead work streams by acting as a project lead / subject matter expert for small scale projects / initiatives in accordance with project management methodologies

Job RequirementsEMPLOYEE / TEAM

• Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
• Support the team by continuously enhancing knowledge / expertise in own area and participate in knowledge transfer within the team and business unit
• Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques
• Participate in personal performance management and development activities, including cross training within own team
• Keep others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
• Contribute to a fair, positive and equitable environment that supports a diverse workforce
• Act as a brand ambassador for your business area/function and the bank, both internally and/or externally
• Act as a Change Champion when new initiatives, process and technologies are implemented
• Provides leadership support to the team
• At more senior levels, may be required to the success of the team by willingly assisting others in the completion and performance of work activities; provide training, coaching and/or guidance as appropriate.

BREADTH & DEPTH

• Professional role with a focus on providing functional specialized business services, advisory or process / program support for own area of specialty, within defined parameters
• Requires sound conceptual knowledge in their own field of specialty
• May lead small projects and / or support work streams of a bigger project
• Investigates and analyzes potential solutions; ensures processes and functional programs are implemented
• Executes on work with some complexity; generally requiring short to medium-term focus (weekly-monthly)
• Accountable for own work and effective coordination of processes and information across related teams
• Delivers on assigned initiatives / projects /programs with some direction from management
• Generally, reports to a Manager role

EXPERIENCE & EDUCATION

• Undergraduate degree or relevant professional certifications, designations, or equivalent required
• 2+ years relevant experience

InclusivenessAt TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live and serve. If you require an accommodation for the recruitment/interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.Job FamilyTDI UnderwritingJob Category - PrimaryInsuranceJob Category(s)InsuranceHours35Business LineTD InsuranceTime TypeFull TimeEmployment TypeRegularCountryCanada**Province/State (Primary)New BrunswickCity (Primary)Saint JohnWork Location420 Rothesay AvenueJob Expires13-Oct-2021Quick Apply

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